📌 This helps us understand your goal and recommend the best mortgage options for you.

  • 🏡 Buy a home → Looking for your dream home? Let’s get started!

  • 🔄 Refinance my mortgage → Want to lower your payments or change your loan terms?

  • 💰 Get cash out from my home equity → Turn your home equity into cash for other financial goals!

  • 🎖️ VA Loan → Are you a veteran or active-duty service member? Take advantage of your VA benefits to buy or refinance with no down payment and no PMI!

📌 Your timeline helps us understand how soon you may need financing.

  • 🚀 ASAP (Under 30 Days) → I’m ready to buy now and need financing fast!

  • 📅 1-3 Months → I’m actively searching and want to get pre-approved soon.

  • 🏡 3-6 Months → I’m exploring options and want to be ready when the time comes.

  • ⏳ 6+ Months → I’m planning ahead and want to understand my options.

  • 🔍 Just researching → I’m in the early stages but want to learn more.

📌 Enter the city and state where you’re planning to purchase a home.

📌 Even a rough estimate helps us match you with the right loan options.

  • 🏠 Under $150,000

  • 🏠 $150,000 - $250,000

  • 🏠 $250,000 - $400,000

  • 🏠 $400,000 - $600,000

  • 🏠 $600,000+

  • ❓ Not Sure → That’s okay! We can help you figure this out.

📌 Different property types may have different financing options.

  • 🏡 Single-Family Home → A standalone home for one family.

  • 🏘️ Townhouse → A multi-level home sharing walls with neighbors.

  • 🏢 Condo → An apartment-style home within a community.

  • 🏠🏠 Multi-Family → A duplex, triplex, or larger multi-unit property.

  • 🌿 Land / Lot → Purchasing land to build on.

  • ❓ Other

📌 Your down payment can impact loan approval and interest rates. Some programs allow low or even no down payments!

  • ✅ Yes, at least 20% → Great! You may avoid private mortgage insurance (PMI).

  • 💰 Yes, but less than 20% → That’s okay! Many loan programs require less.

  • 🏦 No, I need a low-down-payment option → There are options that require as little as 3.5% down!

  • ❓ Not Sure → We can discuss the best strategy for you!

📌 Refinancing can help you save money or achieve other financial goals. What’s most important to you?

  • 💰 Lower my monthly payment

  • ⏳ Shorten my loan term (pay it off faster)

  • 🏦 Get cash out

  • ❓ Other

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📌 Even a rough estimate helps us determine the best refinance or cash-out option for you.

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📌 This helps us calculate your available equity.

📌 Your credit score helps determine your loan options and interest rates. If you're unsure, a best guess is fine!

  • 🌟 740+ (Excellent) → Best rates & loan options!

  • ✅ 700-739 (Good) → Very solid credit profile!

  • 👍 660-699 (Fair) → Qualifies for most loan types.

  • ⚠️ 620-659 (Below Average) → Might need special loan programs.

  • ❌ Below 620 → We can explore options to help improve this!

  • ❓ Not Sure → We can help you check!

📌 We can answer your questions and help you take the next step!

  • 📞 Yes, call me ASAP → I’m ready to talk now!

  • 💬 Yes, but I prefer a text/email first → I’d like more info before a call.

  • 🔍 No, I’m just researching for now → That’s okay! We’ll stay in touch with helpful updates.

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