📌 This helps us understand your goal and recommend the best mortgage options for you.
🏡 Buy a home → Looking for your dream home? Let’s get started!
🔄 Refinance my mortgage → Want to lower your payments or change your loan terms?
💰 Get cash out from my home equity → Turn your home equity into cash for other financial goals!
📌 Your timeline helps us understand how soon you may need financing.
🚀 ASAP (Under 30 Days) → I’m ready to buy now and need financing fast!
📅 1-3 Months → I’m actively searching and want to get pre-approved soon.
🏡 3-6 Months → I’m exploring options and want to be ready when the time comes.
⏳ 6+ Months → I’m planning ahead and want to understand my options.
🔍 Just researching → I’m in the early stages but want to learn more.
📌 Enter the city and state where you’re planning to purchase a home.
📌 Even a rough estimate helps us match you with the right loan options.
🏠 Under $150,000
🏠 $150,000 - $250,000
🏠 $250,000 - $400,000
🏠 $400,000 - $600,000
🏠 $600,000+
❓ Not Sure → That’s okay! We can help you figure this out.
📌 Different property types may have different financing options.
🏡 Single-Family Home → A standalone home for one family.
🏘️ Townhouse → A multi-level home sharing walls with neighbors.
🏢 Condo → An apartment-style home within a community.
🏠🏠 Multi-Family → A duplex, triplex, or larger multi-unit property.
🌿 Land / Lot → Purchasing land to build on.
❓ Other
📌 Your down payment can impact loan approval and interest rates. Some programs allow low or even no down payments!
✅ Yes, at least 20% → Great! You may avoid private mortgage insurance (PMI).
💰 Yes, but less than 20% → That’s okay! Many loan programs require less.
🏦 No, I need a low-down-payment option → There are options that require as little as 3.5% down!
❓ Not Sure → We can discuss the best strategy for you!
📌 Refinancing can help you save money or achieve other financial goals. What’s most important to you?
💰 Lower my monthly payment
⏳ Shorten my loan term (pay it off faster)
🏦 Get cash out
📌 Even a rough estimate helps us determine the best refinance or cash-out option for you.
📌 This helps us calculate your available equity.
📌 Your credit score helps determine your loan options and interest rates. If you're unsure, a best guess is fine!
🌟 740+ (Excellent) → Best rates & loan options!
✅ 700-739 (Good) → Very solid credit profile!
👍 660-699 (Fair) → Qualifies for most loan types.
⚠️ 620-659 (Below Average) → Might need special loan programs.
❌ Below 620 → We can explore options to help improve this!
❓ Not Sure → We can help you check!
📌 We can answer your questions and help you take the next step!
📞 Yes, call me ASAP → I’m ready to talk now!
💬 Yes, but I prefer a text/email first → I’d like more info before a call.
🔍 No, I’m just researching for now → That’s okay! We’ll stay in touch with helpful updates.
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