Let’s personalize your mortgage options: *What’s your main goal?

📌 This helps us understand your goal and recommend the best mortgage options for you. This typically takes two minutes and does not pull your credit.

📌 Your timeline helps us understand how soon you may need financing.

🚀 ASAP (Under 30 Days) → I’m ready to buy now and need financing fast!
📅 1-3 Months → I’m actively searching and want to get pre-approved soon.
🏡 3-6 Months → I’m exploring options and want to be ready when the time comes.
⏳ 6+ Months → I’m planning ahead and want to understand my options.
🔍 Just researching → I’m in the early stages but want to learn more.

Where are you looking to buy? *

📌 Enter the city and state where you’re planning to purchase a home.

📌 Even a rough estimate helps us match you with the right loan options.

🏠 Under $150,000
🏠 $150,000 - $250,000
🏠 $250,000 - $400,000
🏠 $400,000 - $600,000
🏠 $600,000+
❓ Not Sure → That’s okay! We can help you figure this out.

📌 Different property types may have different financing options.

🏡 Single-Family Home → A standalone home for one family.
🏘️ Townhouse → A multi-level home sharing walls with neighbors.
🏢 Condo → An apartment-style home within a community.
🏠🏠 Multi-Family → A duplex, triplex, or larger multi-unit property.
🌿 Land / Lot → Purchasing land to build on.
❓ Other

Have you thought about how much you'd like to put down? *

I’m still figuring this out

Less than 20%

20% or more

I’d like to explore low-down-payment options

This won’t affect your options — we’ll help either way!

What’s your current home loan balance? *

📌 Even a rough estimate helps us determine the best refinance or cash-out option for you.

What’s your home's estimated value? *

📌 This helps us calculate your available equity.

What’s your primary goal? *

Lower my monthly payment

Shorten my loan term

Get cash out

Other

📌 Refinancing can help you save money or achieve other financial goals. What’s most important to you?

💰 Lower my monthly payment
⏳ Shorten my loan term (pay it off faster)
🏦 Get cash out
❓ Other

Would you like to speak with a Banker? *

Yes, call me ASAP

Yes, but I prefer a text/email first

No, I’m just researching for now

📌 We can answer your questions and help you take the next step!

📞 Yes, call me ASAP → I’m ready to talk now!
💬 Yes, but I prefer a text/email first → I’d like more info before a call.
🔍 No, I’m just researching for now → That’s okay! We’ll stay in touch with helpful updates.

We’ll never spam you. Your contact info is used solely to connect you with a Banker to assist you and answer any questions you may have about the process.

📞 Phone Number *

Only used for scheduling a quick call — no robocalls. Our team usually reaches out the same business day or the following business day.

✍️ Full Name *

📧 Email Address *

Used to send your custom mortgage quote and a short intro from our team.

I agree to the Privacy Policy provided by Herring Bank. By providing my phone number, I agree to receive text messages from Herring Bank.

Who will reach out?

Rex Dobrinski

Sr. Mortgage Loan Originator NMLS # 620952

Meet Rex Dobrinski – Your Mortgage Specialist

With over 25 years of experience in the mortgage industry, Rex brings deep knowledge across every corner of the business — from loan origination and operations to both wholesale and retail lending.

He’s helped employees from Fortune 1000 companies navigate high-stakes relocations with tight timelines and understands how to make the process smooth, even under pressure.

Rex has also held leadership roles at both privately owned firms and major national lenders. When Rex reaches out, you’re not just getting a call — you’re getting guidance from someone who’s helped thousands of homeowners just like you.